# HOT PAY

### Key Features

* **Accept crypto from 30+ chains**
* **Users pay with any token**
* **You receive one token of choice**
* **Non-custodial, on-chain settlement**
* **No platform fees**
* **No KYC required**
* **API, webhooks and query params for instant setup**&#x20;
* **All you need to start is a crypto wallet!**

{% hint style="warning" %}
HOT PAY is **not a money transmission or custodial service;** all transactions are executed directly on-chain between the user and the merchant via smart contracts, without intermediaries.\
\
The platform is fully open source, does not control or hold funds, cannot freeze or block on-chain assets, and is built on top of NEAR OmniBridge and NEAR Intents, with no responsibility for third-party misuse.
{% endhint %}

<figure><img src="/files/SRqs8ei8Mk8xKCTNQJsz" alt=""><figcaption></figcaption></figure>


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# Agent Instructions: Querying This Documentation

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Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://hot-labs.gitbook.io/hot-pay/readme.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
