> For the complete documentation index, see [llms.txt](https://hot-labs.gitbook.io/hot-pay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hot-labs.gitbook.io/hot-pay/readme.md).

# HOT PAY

HOT PAY is a non-custodial open source crypto payments platform designed for merchants and developers who want to accept crypto payments

### Key Features

* **Accept crypto from 30+ chains**
* **Users pay with any token**
* **You receive one token of choice**
* **Non-custodial, on-chain settlement**
* **No platform fees**
* **No KYC required**
* **API, webhooks and query params for instant setup** 
* **All you need to start is a crypto wallet!**

{% hint style="warning" %}
HOT PAY is **not a money transmission or custodial service;** all transactions are executed directly on-chain between the user and the merchant via smart contracts, without intermediaries.\
\
The platform is fully open source, does not control or hold funds, cannot freeze or block on-chain assets, and is built on top of NEAR OmniBridge and NEAR Intents, with no responsibility for third-party misuse.
{% endhint %}

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